Having home insurance is a no brainer, but have you catalogued all of your belongings? By documenting everything from furniture and jewelry, to silverware and clothing, you can save yourself in the long run.
Photograph, or video, everything of value and then store it onto a disc or USB. Keep a copy for your records, and send a copy to someone you trust for safekeeping. Use knowyourstuff.org to virtually create a replica of your home and estimate the worth of your belongings.